A Systematic Literature Review on Personal Financial Management Practices: Budgeting, Investment, Debt, and Saving. World Journal of Economics, Business and Management, [S. l.], v. 2, n. 6, p. 1–9, 2025. Disponível em: https://wasrpublication.com/index.php/wjebm/article/view/154. Acesso em: 20 mar. 2026.