The Role of Hedonistic Conformity, Social Pressure, and Loan Self-Control on PayLater Usage Behavior among University Students. World Journal of Economics, Business and Management, [S. l.], v. 2, n. 11, p. 1–6, 2025. Disponível em: https://wasrpublication.com/index.php/wjebm/article/view/184. Acesso em: 25 mar. 2026.