SELF-CONTROL, FINANCIAL LITERACY AND CONSUMER OVER-INDEBTEDNESS. World Journal of Multidisciplinary Studies, [S. l.], v. 2, n. 1, p. 1–7, 2025. Disponível em: https://wasrpublication.com/index.php/wjms/article/view/102. Acesso em: 23 mar. 2026.