WJMS Volume 2, Issue 1, January (2025) SELF-CONTROL, FINANCIAL LITERACY AND CONSUMER OVER-INDEBTEDNESS Imam Suharto1, Lidiana2, Yuiani3, Ela Elliyana4* Departement of Accounting, Universitas Indonesia Timur, Indonesia. World J Mul Stud, 2(1): 1-7 Abstract PDF Workplace Challenges in Managing New Employees Dr V. Basil Hans* Research Professor, Srinivas University, Mangalore. World J Mul Stud, 2(1): 8-13 Abstract PDF