Impact of Financial Education Level of University Students on Economic Benefits: Moderating Role of Financial Behavior in Public and Private Universities of Pakistan

Abstract

This research paper examines the relationship between the financial education level of university students in public and private universities in Pakistan and their economic benefits. Additionally, it explores the moderating role of financial behavior in this relationship. A quantitative research design was employed, and data was collected through a survey from a sample of university students. The results indicate that the financial education level positively influences economic benefits. Moreover, financial behavior was found to moderate the relationship between financial education and economic benefits. These findings underscore the importance of financial education and the need for promoting positive financial behavior among university students.